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Australian Casino Pokies Accepting Credit and Debit Cards

Credit cards and debit cards are the quickest, easiest and often the most popular way for players to get money into and out of online casinos. The reason behind this is simple: we all have these cards. Not all of us use PayPal or POLi, and not all of us want to wait several days for bank transfers or checks, but we all have cards and deposits are instant.

Withdrawals tend to take a little longer, of course, but this is not the fault of the casino. Many casino will sit on your funds for 24 hours before releasing them, at which point it’s all down to your bank. The funds should have cleared within 4 days, but it can take as little as 1 day and as long as 7 days.

Are Debit Cards Safe?

The main issue that many users have with debit cards is that they are connected to bank accounts and players therefore run the risk of losing everything. This is very rare though. Not only will your bank account cover you in the event of fraud, but that fraud has very little chance of happening in the first place. Casinos, third-party payment providers and your bank all work towards making every single transaction as safe as it can be.

Pros and Cons of Gambling with a Debit Card

Debit cards are quick, easy and we all have them. There are no fees associated with their use and you can use them to make withdrawals and deposits. There are many positives, which is why debit cards are used more than any other payment method on online casinos and elsewhere.

There are few downsides to using a debit card, but if you keep all of your money in one bank account and use a card that is connected to that account, then you may be taking a risk. This risk is slight, but with so much on the line, it is still a risk that you should think twice about taking. To get around this, limit the amount of money you keep in one account, limit the amount of sites you sign-up to using your debit cards, and spread your money around.

Air Miles and Other Reward Schemes

These days most people have credit cards with reward schemes attached. In the old days it used to be all about air miles, and the more you spent, the closer you got to a free ticket to your dream destination. Such schemes are still available, but they have been replaced by more varied schemes. Avios, for instance, was founded as an air mile scheme, and it still let you build towards flights, but you can also use it to book free hotel rooms, free theme park tickets, crates of beer and wine, and more.

The astute of you may have worked out that using a reward card to gamble with is a great way to get extra points. This way, you can basically use it like a loyalty scheme, which are so rare on online casino these days. However, the credit card companies are one step ahead of you and all deposits to an online gambling site will not trigger any reward points. What’s more, these transactions are processed as “cash transactions”, which means you may be required to pay extra interest and will almost certainly have to pay a fee for each deposit that you make.

Disappointing, right? But it’s not all bad, as there are benefits to using credit cards, and there are actual loyalty schemes available as well.

Pros and Cons of Gambling with a Credit Card

There are many upsides to using a credit card. It is the safest method you can use, because if anything happens, if you are the victim of fraud or theft, your bank will give you your money back no questions asked. You can also use it to gamble money you don’t have, effectively using the bank to pay your stake. Credit cards are also quick and available on most sites.

There are downsides though, including the fact that many casinos simply do not allow you to make withdrawals using them. This is the case with more than half of the casinos out there and is something you will need to verify in advance.

Loyalty Schemes

These schemes are not as common as they should be. It seems online casinos are more concerned with attracting new members and establishing a revolving door of players coming and going, than they are with attracting loyal players. There are a few exceptions to this rule though, including Spin Palace.

Spin Palace has a loyalty scheme that lets you earn points for every dollar you spend, before converting these points into everything from free gifts to cash and other VIP rewards. And the more you earn, the higher you will climb and the bigger those rewards will be.

You can take part in this scheme regardless of what method you use to deposit.

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